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Mortgage Calculator
Savings Calculator
Mortgage Calculator
Input:
Home price:
$
Down payment:
$
or
0
3.5
5.0
10
15
20
25
30
%
Mortgage amount:
$
Mortgage term:
40 years
30 years
25 years
20 years
15 years
Annual interest rate:
%
Mortgage start date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2023
2024
2025
Extra monthly payment:
$
Add property tax equal to:
% of home price.
Add Private Mortgage Insurance:
Results:
Regular payment:
Bi-Weekly Payment:
Extra payment:
Mortgage payment:
Total interest paid:
Total paid:
Details by Year
Regular payment
Bi-Weekly payment
Extra payment
Year
Principal Paid
Interest Paid
Year-End Balance
Principal Paid
Interest Paid
Year-End Balance
Principal Paid
Interest Paid
Year-End Balance
Assumptions:
Interest is compounded monthly (American mortgage).
Bi-Weekly option is making an additional payment (equal to the monthly payment) every 12 months on the 1st day of mortgage start month.
PMI is estimated for purchase of primary residence with FICO score 700 and above. Refinance and second home premiums are higher.
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